Pankaj heads Mastercard’s Digital Products & Labs in Middle East & North Africa.
His responsibilities include accelerating the adoption of digital payment technologies like contactless, e-commerce, QR, remittances and network tokenization, building fintech community partnerships and exploring the commercial applicability of concepts like Blockchain and Open Banking for banks, merchants and government.
Pankaj has been closely involved in driving the rapid adoption of contactless payments in markets like UAE, KSA and Kuwait and has championed the proliferation of mobile based tokenized payments, including the launch of Apple Pay, Samsung Pay and Google Pay amongst others in the region. His markets have also led Mastercard’s foray into remittances and QR payments. Pankaj has two patents that power Mastercard’s QR and in-app payment solution and one that is powering Mastercard Blockchain’s capability to enable regulator and government participation.
Pankaj joined Mastercard in 2015 and comes with nearly 20 years’ experience in payment networks, corporate banking and international remittances, having worked earlier with companies like Bank of America, Visa and Western Union.